Mortgage and protection advice

Your Fee Free Mortgage Advisor UK: Mortgages, Buy to Let and Protection Under One Roof

Talking to a fee free mortgage advisor UK families can actually reach should be simple. We search the whole of the market, explain every option in plain English and handle the paperwork from your first question to the day you collect your keys.
About us

Infinity Financials | Expert Financial Education & Planning

Infinity Financials Ltd is directly authorised and regulated by the Financial Conduct Authority. We compare mortgages and protection policies across the whole market, from high street banks to specialist lenders, so what we recommend fits your circumstances rather than a limited panel. That is what a fee free mortgage advisor UK wide should look like.

Much of our work is with families who moved here for work, especially in the NHS and in technology, and who are now buying their first British home. We understand visa timelines, deposits gifted from overseas and short UK credit histories. Offices in Bristol and Gloucester, advice across the UK, evenings and weekends included.

SERVICES

Our Expert Financial Solutions

Whether you are stepping onto the property ladder, remortgaging your existing home, investing in a rental property or protecting your family with the right cover, our advisers guide you with clear, straightforward advice you can rely on. We work across the whole of the UK and we never charge you a fee for mortgage or insurance advice.

Mortgage &
Re-Mortgage

There are more mortgage types than most people realise, and the cheapest headline rate is rarely the best overall deal. We compare the whole market and explain the trade offs in plain English.

Buy to let Mortgage

Clear advice for first time and experienced landlords, covering personal and limited company purchases, rental cover calculations and remortgages on property you already let.

Term Assurance

Straightforward life cover that protects your family for the years your mortgage runs, at a monthly cost that usually surprises people.

Critical Illness

A lump sum if you are diagnosed with one of the serious illnesses listed in your policy, so money is one less thing to worry about while you recover.
How it works

Your mortgage sorted in three simple steps

From your first question to your keys, we keep the whole process clear, quick and free of stress. Most clients are surprised how little they have to do themselves.

Tell us about your goals

Answer a few quick questions about what you are looking for. It takes about two minutes, there is no paperwork at this stage, and nothing you do here affects your credit score.

Book a free call

Speak to one of our experienced mortgage advisers at a time that suits you, including evenings and weekends. We will talk through your options and answer every question, however small it feels.

We handle the rest

Once you have chosen the right deal we manage the application from start to finish, chase lenders and solicitors on your behalf, and can advise you on protecting your new home too.

Get started with free mortgage advice Free, no obligation, and it won't affect your credit score.

Our Providers

We work with a wide panel of UK lenders and insurers, from major high street names to building societies and specialist lenders who consider visa holders, smaller deposits and less typical incomes. The logos below are a sample rather than the full list, so if you already bank somewhere, tell us and we will check them alongside everyone else.
Reasons to choose us

Why People Choose Us?

£0 broker fees

Our mortgage and insurance advice costs you nothing. We are paid commission by the lender or provider when your case completes, and we tell you the amount in writing.

Everything under one roof

Mortgage, buy to let, life cover, critical illness, income protection and will writing, arranged by one team who already know your circumstances.

Whole of market choice

More lenders means a better chance of the right deal, which matters most when your situation is not straightforward.

Advice around your life

Evening and weekend appointments as standard, in English, Malayalam or Hindi, because rotas and family time zones are real.

Our Team

Meet Our Talented Team

No call centre and no being passed around. Your fee free mortgage advisor UK wide is a named person who knows your file from first call to completion. Our team speaks English, Malayalam and Hindi, and several of us made the same first home journey.

TESTIMONIALS

What our client says?

Sajan Cherian

“I received excellent support and clear financial guidance from Infinity Financials . Infinity Financials arranged my mortgage rapidly and secured the lowest interest rate available in the market. They are incredibly reliable and easy to work with. Thank you, Infinity Financials”

Jinu Thomas

“Good help and clear financial guidance. Ajeesh and Infinity Financials arranged my mortgage very quickly with the cheapest interest rate in the market. Very reliable service. Thank you, Infinity”

Stephen Mathew Madavana

“Good help and clear financial guidance. Infinity Financials arranged my mortgage very quickly with cheapest interest rate in the market. Very reliable. Thank you Infinity.”

With you at every step

From your first enquiry through to completion we support you at every stage. Our advisers manage the process, keep you informed and tell you what happens next before you have to ask.

No fees, and nothing hidden

We search a wide panel of lenders for a deal that suits your circumstances. Our advice is free to you and our recommendations are transparent, with no hidden costs and no pressure at any point.

Flexible Rates & Low Fees

We search across a wide panel of lenders to secure competitive rates tailored to your needs. Our advice is transparent, with no hidden costs just straightforward, honest recommendations designed to save you money.

Talk with a Lending Specialist

Book your free, no-obligation consultation today. Whether you’re a first-time buyer, remortgaging, or investing, we’ll help you find the most suitable mortgage solution with confidence and clarity.

Fee Free Mortgage Advice: Your Questions Answered

Yes. We do not charge you a broker fee for mortgage or insurance advice. We are paid a commission by the lender or provider when your case completes, and we tell you the amount in writing before you commit to anything. If we ever recommend something that would carry a cost to you, you will hear it from us first, not find it in the small print.

It means we are not tied to one bank or a small panel. We compare products from across the market, including high street lenders, building societies and specialist lenders, and recommend the one that fits your circumstances. Some brokers can only offer a handful of lenders, and that limit is invisible to you unless you ask. It is worth asking.

Most lenders work around four to four and a half times your income, though the more important question is what counts as income. Overtime, bonuses, shift enhancements, bank shifts and second jobs are treated very differently from one lender to the next, which is why two banks can reach figures tens of thousands of pounds apart from the same payslips. Our free assessment gives you a realistic figure rather than a rule of thumb.
Yes. There is no rule preventing a visa holder from buying a home in the UK, and we place skilled worker and health and care worker visa cases regularly. What changes is which lenders to approach, based on your time in the UK, your visa, your deposit and your income. Some lenders will consider you within your first year here.
This is normal when you have recently moved to the UK, and it is workable. Lenders cannot see your credit record from overseas, so your case is built on what they can see: payslips, bank statements, rent paid on time and sensible account conduct. We choose lenders who assess new arrivals on that evidence rather than penalising a short file.
Yes, and lenders accept gifted deposits from overseas family every week of the year. What they need is a clean trail: bank statements from the person giving the money, a signed letter confirming it is a gift rather than a loan, their identity documents and a traceable transfer. Start that paperwork when you start viewing properties, because late source of funds evidence is the most common cause of delay we see.